About the Company
Debt Register is the world’s first Leverage-as-a-Service™ (LaaS) platform engineered to make collecting any past-due balance cost-effective.
Proven across Fortune 500 and FTSE 100 organisations, it delivers significant cost and efficiency savings by accelerating internal recovery, reducing reliance on external agencies, and increasing net collections — all while keeping every payment routed directly to the client.
Our Mission
"Maximize retained profits by reducing write-offs, third-party costs, and internal resource drain."
Debt Register is defining the new standard in enterprise collections: a modern leverage layer that works alongside existing AR and O2C systems to resolve past-due accounts faster, at lower cost, and at scale, with global consistency.
Leadership Team
A global leadership team combining credit management expertise, enterprise SaaS scale, deep operational excellence, and world-class engineering capability.
Gary Brown is a credit management and business strategy leader with over 30 years of experience in commercial collections and B2B finance. Starting his career in credit control — following in his mum’s footsteps — and rising to Credit Manager, he went on to become the sole founder of Financial Recoveries, now one of the UK’s leading commercial debt recovery agencies.
As Founder, Gary drives strategic vision, market positioning, and innovation. He is the architect behind the Leverage-as-a-Service™ model and a recognised voice across the credit industry. His deep experience with global commercial debt — combined with first-hand insight into the budget and resource constraints faced by credit professionals — shaped Debt Register as an easy-to-adopt, high-impact, low-risk solution for enterprise AR teams.
As Founder, Gary drives strategic vision, market positioning, and innovation. He is the architect behind the Leverage-as-a-Service™ model and a recognised voice across the credit industry. His deep experience with global commercial debt — combined with first-hand insight into the budget and resource constraints faced by credit professionals — shaped Debt Register as an easy-to-adopt, high-impact, low-risk solution for enterprise AR teams.
Ahmed Zghari is an operations and technology executive with 25 years of experience delivering enterprise software programmes across global infrastructure sectors. He co-founded the UK’s first mobile-cash platform — later acquired by Standard Chartered for £100 million — and has led multi-partner R&D initiatives with SAP, Oracle, and IBM.
At Debt Register, Ahmed oversees global operations, procurement, governance, and compliance. He ensures seamless enterprise integration, alignment with global data laws, and chairs the company’s Executive Delivery Board responsible for deployment quality, scale, and operational excellence.
At Debt Register, Ahmed oversees global operations, procurement, governance, and compliance. He ensures seamless enterprise integration, alignment with global data laws, and chairs the company’s Executive Delivery Board responsible for deployment quality, scale, and operational excellence.
Carlo Catemario is a seasoned technology leader with more than 15 years of experience across full-stack development, cloud-native architecture, and AI-enabled automation. Having joined Debt Register as Lead Developer, he now leads the company’s full technology strategy and innovation roadmap.
As CTO, Carlo oversees platform architecture, high-availability infrastructure design, security engineering, and delivery excellence. He is responsible for scaling the platform’s global leverage engine, microservices ecosystem, and AI-driven enrichment capabilities.
As CTO, Carlo oversees platform architecture, high-availability infrastructure design, security engineering, and delivery excellence. He is responsible for scaling the platform’s global leverage engine, microservices ecosystem, and AI-driven enrichment capabilities.
With more than 20 years of experience as a CMO across recruitment, SaaS and consultancy, Allison brings deep expertise in customer experience, brand leadership and strategic partnerships. She has led marketing at executive level, helping organisations strengthen customer engagement, build trusted industry relationships, and create marketing ecosystems that support long term value.
Allison works closely with Debt Register’s partners to elevate customer experience, foster meaningful collaboration across industry networks, and develop marketing initiatives that strengthen community impact. Her approach is relationship driven, insight led and grounded in practical execution.
Allison works closely with Debt Register’s partners to elevate customer experience, foster meaningful collaboration across industry networks, and develop marketing initiatives that strengthen community impact. Her approach is relationship driven, insight led and grounded in practical execution.
Governance & Enterprise Trust
Debt Register is built for the governance, security, and operational scrutiny of global enterprises. Our platform supports AR, O2C, IT, InfoSec, procurement, and finance teams with clear, transparent risk controls and a compliance-first architecture.
Security & Compliance Standards
- ISO 27001 certified, hosted on AWS
- Zero payment handling — funds go directly to client bank accounts
- Role-based permissions with full audit trails
- GDPR, CCPA, and global data protection alignment
- Ethical AI controls governing validation, enrichment, and translation
Operational Governance
- Non-disruptive: complements ERPs, billing, dunning systems, and agency models
- Full client control of escalation and consequence delivery
- Enterprise-grade integration pathways (CSV, SFTP, API)
- Transparent reporting and internal oversight
Debt Register’s governance framework reduces operational risk, accelerates procurement approval, and ensures a dependable enterprise partner capable of supporting large-scale AR and O2C programmes.
Our Leadership Principles
Performance over activity
Leverage resolves more accounts internally than effort alone.
Transparency as standard
Clients retain full control of process, communication, and payment flow.
Security-first engineering
Compliance and data protection underpin every layer of the platform.
Global from day one
Multilingual, timezone-aware, public-holiday intelligent by default.
Leverage over effort
Because consequence changes behaviour; chasing does not.
