Leverage-as-a-Service™ for enterprise AR teams

Debt Register is the proven enterprise leverage layer that drives faster, consistent internal recovery of past-due accounts — delivering efficiency gains that pay back immediately, with no system changes required.

The platform delivers clean data, clear visibility, the right leverage, and faster payment resolution — all under your team’s full control at enterprise scale.

You start with a free live trial, then move into a capped annual fee for unlimited debt uploads — funded by performance in the first year — delivering instant ROI and making implementation and budgeting frictionless.

Proven leverage that reduces past-due accounts from day one

Debt Register activates at the point your past-due accounts stall — giving your team leverage that increases efficiency, accelerates collections, and reduces what needs external escalation.

Your Internal AR team:

  • Can select and load accounts that meet your criteria
  • Deliver pending leverage in one click
  • Update payments in bulk
  • Manage all queries in the systems they already use

Debt Register does not:

  • Replace your ERP, billing, or dunning tools
  • Interrupt your workflows
  • Receive direct payments
  • Create a second system for your team
  • Replace agencies or legal routes — it simply reduces the volume you pass to them

Global from go-live — zero extra lift

Debt Register is multilingual, supports any currency, and has collected past-due accounts from 136 countries.

Global capability is live from day one:

Time-zone and public-holiday intelligence
Automatic translation (debtor language ↔ your team’s language)
A consistent leverage cycle across every region you use it in

No new process. No extra lift. Global from day one.

Clean data that drives real engagement

A large share of past-due accounts fail because contact data is wrong, not because debtors refuse to pay. Debt Register fixes this automatically:

Validates emails at upload
Identifies dead or invalid contacts
Enriches data where needed
Passes improved contact data back into your systems

Improved data means stronger reach, clearer engagement, and faster internal recovery — with zero extra effort from your team.

The 7-day leverage cycle

Each account enters a structured, time-bound leverage cycle that creates urgency without damaging customer relationships or outsourcing control.

The platform:

1
Sends tracked, time-bound leverage notices
2
Directs debtors to a secure self-serve portal
3
Enables debtors to record payment or raise a dispute 24/7
4
Sends payment and query notifications directly to your team
Triggers a consequence if no action is taken within the cycle
Improved data means stronger reach, clearer engagement, and faster internal recovery — with zero extra effort from your team.

Operational control remains with your team

Debt Register sits inside your AR process. You control:

Which accounts enter the leverage cycle
When leverage is triggered
How accounts are paused, updated, or escalated
User roles, approval rights, and governance
How outputs and insights flow into your reporting
Payments always go directly to your bank. Customer relationships stay with your team.

Integrate at your pace

Choose the integration level that fits where you are today:

CSV / bulk upload

  • fastest route to go live
  • ideal for the free trial and early rollout

SFTP

  • scheduled imports/exports
  • minimal IT effort
  • ideal for shared services

API

  • deeper automation when volume and workflow justify it
  • enables near-touchless internal recovery once the program is proven

Most enterprises start with CSV or SFTP and move to API when they are ready to automate at scale.

Customer Proof

Mauricio Mustre

Mauricio Mustre

Manager & Global Process Owner - Late Collections
Johnson Controls

Adopting Debt Register made our collections process more efficient and is already reflected in high projected savings this year. Our biggest concern was whether success rates would drop, but in practice they have remained comparable to our previous vendor and in some cases even higher. The low-risk trial made it easy to test the service and build confidence before committing. The platform also proved flexible, adapting from the UK to North America with minimal changes and working effectively across different markets and entities.

Read Case Study →
Ronald Matley

Ronald Matley

Director of Credit Services
Sunbelt Rentals

Debt Register helped us engage difficult accounts earlier while providing a strong alternative to higher priced and more aggressive agencies. Implementation was straightforward and results came quickly. Accounts paid through Debt Register were resolved faster and at a much lower cost than sending them to an agency. Even early in adoption it has improved how we use agencies and made our collections strategy more efficient, and the low-risk trial made it easy to see the impact firsthand.

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Stefan van Beneden

Stefan van Beneden

Senior Director, Credit & Collections
CommScope

Debt Register has been a game-changer for CommScope. It’s fast, reliable, and gives us an edge by accelerating payments and improving our team’s efficiency. The ease of use and global functionality make it an invaluable tool in our credit operations.

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Enterprise-grade governance

Debt Register is built for enterprise finance, IT, and InfoSec requirements:

ISO 27001 certified and hosted on AWS
No payment handling — we never receive, hold, or route your funds
No system replacement — we sit alongside ERP, billing, and collections tools
Configurable roles and approvals
Full audit trails for key actions
No dependency if you decide not to continue

Everything anchors into your existing structure — not ours.

Built to boost team performance and morale

By resolving more past-due accounts internally, collectors:

Close more accounts themselves
Spend less time on low-value chasing
Escalate fewer files externally
See higher success rates across their portfolios
Experience higher morale and less stress

The result is higher net collections at lower cost — with a measurable lift in team morale and performance.

Ready to see the platform in action?

FAQs

Who in our organization actually uses Debt Register?

Debt Register is used day-to-day by your AR and collections teams — the people actively working past-due accounts. It can also be used by your internal escalation team for harder-to-collect accounts, depending on how you structure ownership.

Does this replace our existing collections or dunning system?

No. Debt Register sits alongside your existing AR, billing, and dunning tools as a leverage layer before external escalation. Your current systems stay exactly as they are — Debt Register enhances them; it doesn’t replace them.

How does Debt Register integrate with our ERP and collections stack?

Most enterprises start by sending CSV or SFTP files from their ERP or collections system and receiving updated statuses back the same way. When they're ready, they move to API-based integration for automated, touchless collections.

Is the platform only suitable for lower-balance or long-tail accounts?

No. Debt Register works across all balance bands — from micro-balances as low as $3.07 through to high-value accounts up to $5.4M. We are confident that the leverage model is effective on any undisputed balance, regardless of size, because it applies the same consequence-driven approach across the entire past-due portfolio.

Do we still use our third-party collections agencies?

Yes. Debt Register is not a collections agency, and it doesn’t replace your existing partners. Instead, it acts as a powerful pre-agency leverage layer that resolves more past-due accounts internally — reducing how many files need escalation. For enterprises exploring alternatives to traditional third-party collections, Debt Register delivers faster responses, lower cost, and stronger control, while keeping your agency relationship in place for the smaller volume that remains.

How does Debt Register make our AR and collections teams more efficient?

Debt Register makes your AR and collections teams more efficient by reducing the resource drain that comes with serving past-due accounts. Your teams keep working in the systems they already use — selecting accounts, managing queries, and updating payments — but the platform creates the leverage and structure that speeds up responses and clears more past-due accounts with the same effort. The result is higher productivity, fewer external escalations, and a measurable uplift in collector performance.

Where does Debt Register sit in our security and compliance framework?

Debt Register is delivered as a secure, cloud-based enterprise platform, hosted on AWS and certified to ISO 27001. It does not replace your ERP or finance systems; it connects to them. All data handling, access controls, and certifications are detailed on our Security & Compliance page and can be reviewed as part of your standard vendor risk process.

Instant leverage. Get paid in days, not months.

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