Security & Compliance
Enterprise-grade, audit-ready, and built for AR and O2C teams that cannot compromise on security, governance, or data integrity.
Debt Register enhances your existing operations without changing how you manage data, governance, or payments — All payments are received directly to your bank every time. We provide the leverage; you stay in full control.
1
Platform Security
Debt Register is engineered for organisations requiring predictable governance, high availability, and enterprise-level protection.
Certified & Enterprise-Ready
- ISO 27001–certified Information Security Management System
- Hosted on AWS using secure, resilient, globally distributed infrastructure
- Continuous monitoring, internal audits, and risk assessment controls
- Segregated development, staging, and production environments
- AWS-native redundancy, failover, and disaster resilience
Encryption & Access Controls
- Data encrypted in transit (TLS) and at rest
- Secure authentication with role-based permissions
- SFTP and API options for automated secure data flows
- Strict environment boundaries and advanced firewall/IDS/IPS controls
Non-Custodial Architecture
Debt Register never receives, holds, or routes funds.
Payments always move payer → directly to your bank, simplifying compliance reviews and eliminating custodial exposure across US, UK, EU, and global frameworks.
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Data Management, Processing Integrity & Privacy
Debt Register maintains transparency, accuracy, and full client ownership throughout the data lifecycle.
Operational Principles
- No system replacement
- No ERP disruption
- No integration required to start
- No modification of client accounting systems
- Zero access to customer banking data
- Enriched contact data returned for client use
Data Lifecycle
- Past-due accounts submitted via CSV, SFTP, or API
- Email validation and contact enrichment performed at upload
- Debtors communicate directly with your team through the secure portal
- Engagement insights returned to your systems
- Payments always made directly to you
- No platform dependency after trial — no workflows or system changes to unwind
Data Retention
- Retained only for the leverage cycle, reporting needs, and legal obligations
- Configurable retention periods
- Secure deletion processes aligned to ISO standards
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Governance, Controls & Auditability
Debt Register mirrors enterprise governance structures without adding operational drag.
SOX-Ready Controls
Uploads, escalations, pauses, closures, record changes, and administrative actions are logged with user identity and timeline traceability for audit and compliance teams.
Governance Capabilities
Configurable role-based access
Optional multi-step approvals
Client-controlled triggers, thresholds, and consequence settings
Role separation for uploads, approvals, escalations, and admin functions
Full audit logs for every key action — timestamped and exportable
Consistent enforcement of credit, risk, and outreach rules
Zero dependency on third-party collection agencies
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Privacy, Global Compliance & Legal Position
Built for global deployment from day one.
Privacy & Data Protection
- Defined processors and processing purposes
- GDPR-aligned data handling
- ISO 27001–governed processing controls
- Configurable data-region restrictions
- Documented retention and deletion standards
Global Operational Compliance
- Full language and currency support
- Automatic translation of debtor replies
- Time-zone intelligent and public-holiday-aware workflows
Regulatory Boundaries
Debt Register DOES NOT:
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Certifications, Documentation & Assurance
Debt Register meets the assurance and documentation expectations of procurement and risk teams.
Certifications
- ISO 27001–certified ISMS
- AWS enterprise security and resilience controls
Assurance & Documentation
- Vendor-risk documentation available
- Architecture aligned with enterprise security frameworks
- Controls governed by a single internal source of truth
- Regular updates for audit readiness and procurement consistency
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Zero-Disruption Implementation
A key component of our compliance posture is ensuring adoption creates no operational risk.
Live in under an hour
No system changes required
No integration required to start
API available once value is proven
Governance remains unchanged and under client control
Summary: Enterprise Security Without Operational Drag
Debt Register delivers:
Access